Deborah Hemphill

12042 W 103rd Court

St. John, IN
$ 409,900 Beds 3 Baths 2 Sq 2,072
Monthly Estimate* How much can I afford?

MOVE-IN READY, METICULOUSLY MAINTAINED & COMPLETELY TURNKEY! This beautifully updated tri-level offers the rare opportunity to purchase a home where the work has already been done. Simply move in, unpack, and enjoy! Perfectly positioned on a sprawling .42-acre corner lot in one of St. John's most convenient locations, the expansive backyard offers plenty of room for entertaining, pets, play, or simply relaxing outdoors. Following recent storm damage, the seller is having the fence professionally rebuilt--another improvement being completed so the next owner can enjoy a freshly fenced yard without adding a project to their list. Pride of ownership is evident from the moment you step inside. Hard-surface flooring flows throughout the home, while the beautifully updated kitchen features granite countertops, custom soft-close cabinetry, and durable tile flooring. The versatile tri-level design provides multiple living spaces, including a welcoming lower-level family room anchored by a classic wood-burning fireplace. A recently remodeled full bathroom, laundry/utility room with access to the concrete crawlspace that allows for an abundance of storage, and convenient access to the attached 2.5-car garage complete the lower level. Upstairs, you'll find 3 spacious bedrooms and an additional full bathroom, creating a comfortable and functional layout. What truly sets this home apart is the exceptional care and investment that has already been made. Major improvements include: BRAND-NEW ROOF (2026), furnace (2020), water heater (2024), Andersen windows (2016), vinyl plank flooring (2020), PLUS future freshly rebuilt fencing. These are the big-ticket improvements buyers hope to find already completed. Located near the popular St. John bike path and convenient to everything that makes St. John such a desirable community.

Active

  • Price
  • $ 409,900
  • City
  • St. John
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • LAKE
  • Half Bathrooms
  • 0
  • Area
  • St. John
  • Lot Size
  • 0.42 Acres
  • Zip
  • 46373
  • Sqr Footage
  • 2,072
  • Year Built
  • 1987
  • Taxes
  • $ 3332
  • Style
  • Single Family Residence
  • MLS#
  • 844275
Listed By: Katherine Bultema with Compass Indiana, LLC - (317) 563-5051;
Data Source: Northwest Indiana REALTOR® Association (NIRA)

Features

General

Sewer Public Sewer
Heating Forced Air,Natural Gas
Utilities Cable Connected,Water Connected,Sewer Connected,Natural Gas Connected,Electricity Connected
Appliances Dryer,Washer,Refrigerator,Microwave,Gas Water Heater,Gas Range,Dishwasher
Garage Spaces 2.5
Patio/Porch Features Patio
Security Features Smoke Detector(s)
Year Built 1987
Electric 100 Amp Service
View Neighborhood
Township Hanover
Levels Tri-Level
Property Subtype Single Family Residence
Tax Year 2025
County Lake
New Construction No
Property Type Residential
HOA No
Subdivision Name Homestead Acres Add 13
Garage Y/N Yes
Total Rooms 8
Full Baths 2
Status Active
Directions Route 41 to Route 231 West,North on Olcott Avenue,Destination at the Northeast corner of Olcott Avenue + 103rd Court.
High School Hanover Central High School
City St. John
High School District Hanover
Zoning Description residential
Lot Size Square Feet 18295.2
Listing Terms Cash,VA Loan,FHA,Conventional
Elementary School Lincoln Elementary School
Property Attached Y/N No
Tax Annual Amount 3332.66
Middle/Junior High School Hanover Central Middle School
Standard Status Active
Legal Description HOMESTEAD ACRES 13TH ADDITION LOT 308

Interior Features

Interior Amenities Ceiling Fan(s),Stone Counters,Recessed Lighting,Eat-in Kitchen,Entrance Foyer
Total Fireplaces 1
Fireplace Features Family Room,Wood Burning
Fireplace Y/N Yes
Above Grade Finished Area 1322
Laundry Features Gas Dryer Hookup,Washer Hookup,Laundry Room,Lower Level
Total Bedrooms 3
Room Type Bedroom 2,Primary Bedroom,Living Room,Laundry,Kitchen,Family Room,Dining Room,Bedroom 3
LivingAreaSource Assessor
Total Baths 2

Exterior Features

Exterior Amenities Private Yard,Rain Gutters
Fencing Back Yard,Fenced
Parking Features Attached,Paved,Garage Faces Side,Driveway,Garage Door Opener
Lot Features Back Yard,Paved,Landscaped,Front Yard,Corner Lot
Water Source Public
Lot Size Acres 0.42
Lot Size Source Assessor
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Crown Point, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Lincoln Elementary School
Middle School Hanover Central Middle School
High School Hanover Central High School

Price History

8/24/2026 Listed $409,900

Property vs Zip Code Average in 46373

Price
AVG $750K
$410K
Taxes
AVG $3,411
$3,332
Year Built
AVG 2011
1987
Visits
AVG 134
21
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

12042 W 103rd Court St. John, IN is a Single Family Home for sale at $409900 with 2072 sqft and a lot size of 0.42 Acres Acre(s). 12042 W 103rd Court St. John has 3 bedrooms, 2 baths and was built in 1987. The property's zip code is 46373 which is in St. John, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Deborah Hemphill

Deborah Hemphill

219-746-4098

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